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Refi your ride for as low as 4.99% APY

Get a rate as low as 4.99% APY* with no payments for 90 days when you refinance with us. Whether you're looking for a lower car payment, better rate, or extra cash, there's no better time to apply. We'll even cover your title fee (up to $192).

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Get a great rate on a home-equity loan

About to embark on a major home renovation or need to rein in debt or pay for unexpected expenses? Our home-equity loan special might be exactly what you need. For a limited time, get 6.00% APR for six years when you convert part or all of a HELOC to a fixed loan.

Certificates

as high as 4.10 % with Certificate Reward APY
See Certificate Rates and Terms

Car Loans

as low as 5.99 % New APR 6.99 % Used APR
See Auto Rates and Terms

Credit Cards

as low as 11.50 % APR
See Credit Card Rates and Terms

Whatever a good life means to you, we will help you get there.

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Make every dollar really count with Cultivate

With our Cultivate high-yield savings account, you can earn 5.00% annual percentage yield on your first $1,000 saved and 3.50% APY after that—all the way to $49,999.

2025 Scholarship winners

2025 SELCO Scholarship recipients

We're proud to recognize our 2025 SELCO Scholarship recipients who were awarded $77,500 and are taking meaningful strides toward their educational goals.

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The banking Duo that pays you back

By pairing Link Digital Checking and Cultivate Savings, you’ll have a powerful combination of checking rewards, faster savings, and no monthly or overdraft fees.

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Business banking made easy

Securely manage your business accounts from any device: Add users and manage access, set spending limits and alerts, send and track payments online, and much more.

Financial tips and tools

P2P Payment Systems: What You Need to Know

Peer-to-peer (P2P) payment systems have changed the way we handle our money. When used responsibly, they are a convenient way for friends and family to send money back and forth.